Your money on one map
What did you spend this month, what is left in your budget, which category is growing? The Summary page shows it all at a glance.
Your personal finance atlas
Map your spending, chart your route to freedom.
Harcama Atlası puts everywhere your money goes on one map. A 2-minute Financial Map test charts your first route, and the app shows where you stand every month.
- 10 questions · 2 minutes
- Lira, dollars or gold
- iOS, Android and web
App Storecoming soonGoogle Playcoming soon
How it works
Your route in three steps
- 01
Map your spending
Add your statement, a screenshot or each expense by hand. Categories are filled in for you.
- 02
Take the test
Ten short questions set where you are and where you are heading. Results in lira, dollars or gold.
- 03
Follow your route
Each month, see which stop you are at and how far the next one is.
Financial Map test
Chart your financial map in 2 minutes.
Short, visual questions. At the end you see your financial archetype, where you are on your route and your freedom year at today’s pace.
- A personal result based on your income, savings, debt and risk habits
- See your goal in lira, dollars or grams of gold
- Your result waits for you in the app when you sign in with the same email
Features
Everything you need
to understand your money
Upload your statement, we do the rest
PDF, Excel, CSV or a screenshot. Transactions are read, categories suggested and duplicates caught.
A smart budget based on your income
Periods that follow your payday, category limits and a month-end forecast. The coach builds the budget, you approve it.
Debts and instalments under control
Card instalments, loans and recurring payments laid out across the coming months. You always know what is due when.
Your investments at live prices
Gold, currencies, funds, stocks, crypto and commodities. Prices update on their own; you see your cost, current value and profit/loss in lira or dollars.
Coach and financial know-how
The coach plans with your own numbers. The financial know-how section explains ideas like risk, inflation and diversification in plain language.
Plus
Your investments, at live prices
Enter what you bought and at what price; the app does the rest. Current value, profit/loss and your mix refresh by themselves every time you open it.
- Gold
- Currencies
- BIST stocks
- Foreign stocks / ETFs
- TEFAS funds
- Crypto
- Commodities
- Deposits
- Type a name and the symbol is suggested: THYAO, SPY, TTE, BTC…
- Your cost, current value and profit/loss as an amount and a percentage
- See your total in lira or dollars and follow your mix on a chart
Prices may be delayed. Not investment advice.
Plus+
A finance coach who knows you
The coach knows your income, expenses, debts and test result. It builds a plan just for you: which debt to pay off first, how much to save and your next stop.
- Which debt to pay off first and how much to save each month
- Your investments, debts and route in one plan
- Financial know-how: risk, inflation and diversification in plain words
The coach does not give investment advice; all calculations are done by the app’s own engine.
Should I pay off my credit card or start saving?
Let’s clear the interest-bearing card debt first. Put aside ₺4,500 a month and you are debt-free by March 2027. Then we move the same amount into your emergency fund.
Plans
Start free, upgrade when you want to sharpen your route
Free
Record, organise and track your spending
₺0
- Import from statements and screenshots
- Monthly summary and total budget
- Shared groups and equal splitting
- Financial Map test
Plus
Plan your budget, see all your assets in one place
₺99.99/mo₺959.90/yrAbout ₺79.99 a month
- Sharpen my route: an exact freedom year from your real numbers
- Coach-built automatic budget and category limits
- Debts, instalments and recurring payments
- My investments: gold, currency, funds, stocks, crypto
Plus+
Build your freedom journey and track your progress
₺199.99/mo₺1,919.90/yrAbout ₺159.99 a month
- Everything in Plus
- Personal finance coach
- Cautious, moderate and optimistic future scenarios
- Financial knowledge and economic news
FAQ
Questions you may have
Is the Financial Map test free?
Yes. The test is free, takes about 2 minutes and has 10 questions. At the end you see your financial archetype, where you are on your route and your estimated freedom year.
How does my test result get into the app?
When you sign in to the app with the email you gave in the test, your result is linked to your account automatically. You can also transfer it with the continue code you receive.
Do you ask for my bank password?
No. Harcama Atlası never connects to your bank. You add spending with a statement file, a screenshot or by hand. Screenshots are read on your device.
Where is my data stored?
Your data is stored with your account and appears on every device you sign in to. You can delete your account and all your data from the app at any time.
Where do I subscribe and how do I cancel?
You can buy Plus and Plus+ on this website or in the app store. You cancel through the same channel you bought from, and you keep access until the end of the paid period.
Where do investment prices come from?
Exchange rates come from the Central Bank of Türkiye; gold, stock, fund, crypto and commodity prices come from market sources automatically and refresh every 15 minutes while the app is open. Prices may be delayed. We never connect to your bank or broker; you add your investments yourself.
Does the coach give investment advice?
No. The coach guides you on budgeting, paying off debt and saving; it never tells you to buy or sell a specific stock, fund or coin.
Your route is 2 minutes away.
Take the free Financial Map test to see where you stand and where you could go.
Take the test